/* =========================================================
   Two Futures Simulator
   ========================================================= */
.tf{--good:#1F5FD6;--good-bg:#E4EEFF;--dated:#D99A00;--dated-bg:#FFF3D6;--needs:#D64545;--needs-bg:#FFE4E4;max-width:1160px;margin:0 auto}
.tf__form{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:0 40px 90px -40px rgba(20,63,147,.35),0 10px 30px -18px rgba(14,30,61,.12);padding:40px;position:relative;overflow:hidden}
.tf__form::before{content:"";position:absolute;inset:0 0 auto 0;height:6px;background:linear-gradient(90deg,var(--blue),#6FA0FF,var(--blue-700))}

/* Progress */
.tf__progress{list-style:none;margin:0 0 34px;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:10px;counter-reset:none}
.tf__progress li{display:flex;align-items:center;gap:10px;padding:12px 14px;border-radius:14px;background:var(--soft);color:var(--muted);font-weight:600;font-size:.92rem;cursor:pointer;transition:.25s;position:relative}
.tf__progress li span{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:#fff;border:1.5px solid var(--line);font-size:.85rem;color:var(--muted);flex:none;transition:.25s}
.tf__progress li.is-active{background:var(--blue-50);color:var(--navy)}
.tf__progress li.is-active span{background:var(--blue);border-color:var(--blue);color:#fff;box-shadow:0 0 0 5px rgba(31,95,214,.15)}
.tf__progress li.is-done span{background:var(--navy);border-color:var(--navy);color:#fff}

/* Steps */
.tf__step{display:none}
.tf__step.is-active{display:block;animation:tfIn .5s cubic-bezier(.2,.7,.2,1)}
@keyframes tfIn{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.tf__head{margin-bottom:28px;max-width:720px}
.tf__head h2{font-size:clamp(1.6rem,2.8vw,2.2rem);margin:6px 0 8px}
.tf__head p{color:var(--muted);margin:0}
.tf__kicker{display:inline-block;font-size:.74rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
.tf__kicker--light{color:#BFD4FF}
.tf__grid2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.tf__label{font-size:.82rem;font-weight:600;color:var(--navy);margin:22px 0 10px}
.tf__label--sm{margin-top:18px}
.tf__label em{font-style:normal;color:var(--muted);font-weight:500}
.tf__chips{display:flex;flex-wrap:wrap;gap:10px}
.tf__chip{display:inline-flex;align-items:center;gap:8px;font-family:var(--font);font-size:.93rem;font-weight:600;color:var(--navy);background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:12px 16px;cursor:pointer;transition:.2s}
.tf__chip svg{width:18px;height:18px;color:var(--blue)}
.tf__chip:hover{border-color:var(--blue)}
.tf__chip.is-on{background:var(--blue);border-color:var(--blue);color:#fff;box-shadow:0 10px 20px -12px rgba(31,95,214,.9)}
.tf__chip.is-on svg{color:#fff}
.tf__chips--sm .tf__chip{padding:10px 14px;font-size:.88rem}
.tf__money{background:linear-gradient(160deg,var(--soft),#fff);border:1px solid var(--line);border-radius:20px;padding:24px 26px}
.tf__money .tf__label:first-child{margin-top:0}
.tf__big{font-size:clamp(2.3rem,4.4vw,3.2rem);font-weight:800;color:var(--navy);letter-spacing:-.03em;line-height:1.1;cursor:text;display:inline-block;border-bottom:2px dashed transparent;transition:border-color .2s}
.tf__big:hover{border-color:var(--blue-100)}
.tf__big-input{font:inherit;color:inherit;letter-spacing:inherit;width:9ch;border:0;border-bottom:2px solid var(--blue);background:transparent;outline:none;padding:0}
.tf__edit{display:block;margin:2px 0 10px;background:none;border:0;padding:0;color:var(--blue);font-family:var(--font);font-size:.8rem;font-weight:600;cursor:pointer;text-decoration:underline;text-underline-offset:3px}
.tf__mid{font-size:1.5rem;font-weight:700;color:var(--navy);margin-bottom:6px}
.tf__hint{font-size:.82rem;color:var(--muted);margin:8px 0 0}
.tf__scale{display:flex;justify-content:space-between;font-size:.75rem;color:var(--muted);margin-top:4px}
.tf__range{-webkit-appearance:none;appearance:none;width:100%;height:10px;border-radius:999px;background:linear-gradient(90deg,var(--blue) 0,var(--blue) var(--p,20%),var(--blue-100) var(--p,20%));outline:none;margin:12px 0 2px;cursor:pointer}
.tf__range--sm{height:8px}
.tf__range::-webkit-slider-thumb{-webkit-appearance:none;width:30px;height:30px;border-radius:50%;background:#fff;border:3px solid var(--blue);box-shadow:0 6px 16px -4px rgba(31,95,214,.6);cursor:grab;transition:transform .15s}
.tf__range::-webkit-slider-thumb:active{transform:scale(1.15)}
.tf__range::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--blue);box-shadow:0 6px 16px -4px rgba(31,95,214,.6);cursor:grab}
.tf__nav{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:34px;padding-top:26px;border-top:1px solid var(--line)}

/* Condition */
.tf__cond{display:grid;grid-template-columns:.95fr 1.05fr;gap:36px;align-items:start}
.tf__house{position:sticky;top:120px;background:linear-gradient(180deg,#fff,var(--soft));border:1px solid var(--line);border-radius:22px;padding:18px}
.tf__house svg{width:100%;height:auto;display:block}
.tf__house .z{cursor:pointer;outline:none}
.tf__house .z>*{fill:var(--good-bg);stroke:var(--good);stroke-width:2.5;transition:fill .35s,stroke .35s}
.tf__house .z .ico{fill:none;stroke-width:3;stroke-linecap:round;stroke-linejoin:round}
.tf__house .z .bg{fill:#fff;stroke:var(--good);opacity:.8}
.tf__house .z--dated>*{fill:var(--dated-bg);stroke:var(--dated)}
.tf__house .z--needs>*{fill:var(--needs-bg);stroke:var(--needs)}
.tf__house .z--dated .ico,.tf__house .z--needs .ico,.tf__house .z--good .ico{fill:none}
.tf__house .z--dated .bg,.tf__house .z--needs .bg{fill:#fff}
.tf__house .z:hover>*,.tf__house .z:focus-visible>*{filter:brightness(.97);stroke-width:3.5}
.tf__house .z--off{opacity:.18;pointer-events:none}
.tf__house .z--pulse{animation:tfPulse .5s ease}
@keyframes tfPulse{0%{transform:scale(1)}40%{transform:scale(1.035)}100%{transform:scale(1)}}
.tf__house .z{transform-box:fill-box;transform-origin:center}
.tf__legend{display:flex;justify-content:center;gap:14px;margin-top:12px;flex-wrap:wrap}
.st{display:inline-flex;align-items:center;gap:6px;font-size:.8rem;font-weight:600}
.st::before{content:"";width:12px;height:12px;border-radius:4px;border:2px solid currentColor}
.st--good{color:var(--good)}.st--good::before{background:var(--good-bg)}
.st--dated{color:#B07D00}.st--dated::before{background:var(--dated-bg);border-color:var(--dated)}
.st--needs{color:var(--needs)}.st--needs::before{background:var(--needs-bg)}
.tf__head .st{font-weight:700}
.tf__head .st::before{display:none}
.tf__zones{display:flex;flex-direction:column;gap:8px}
.tf__zone{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:12px 14px;border:1px solid var(--line);border-radius:14px;background:#fff;transition:border-color .2s,box-shadow .2s,background .2s}
.tf__zone.is-hover{border-color:var(--blue);box-shadow:var(--shadow-sm)}
.tf__zone.is-flash{animation:tfFlash .8s ease}
@keyframes tfFlash{0%{background:var(--blue-50)}100%{background:#fff}}
.tf__zone-name strong{display:block;color:var(--navy);font-size:.93rem;line-height:1.2}
.tf__zone-name small{color:var(--muted);font-size:.76rem}
.tf__seg{display:inline-flex;background:var(--soft);border-radius:10px;padding:3px;flex:none}
.tf__seg button{font-family:var(--font);font-size:.76rem;font-weight:600;border:0;background:transparent;color:var(--muted);padding:7px 10px;border-radius:8px;cursor:pointer;transition:.2s;white-space:nowrap}
.tf__seg button:hover{color:var(--navy)}
.tf__seg button.is-on[data-set="good"]{background:var(--good);color:#fff}
.tf__seg button.is-on[data-set="dated"]{background:var(--dated);color:#fff}
.tf__seg button.is-on[data-set="needs"]{background:var(--needs);color:#fff}
.tf__toggles{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:10px}
.tf__toggle{display:inline-flex;align-items:center;gap:10px;font-size:.9rem;font-weight:500;color:var(--navy);cursor:pointer}
.tf__toggle input{position:absolute;opacity:0}
.tf__toggle span{width:42px;height:24px;border-radius:999px;background:var(--line);position:relative;transition:.2s;flex:none}
.tf__toggle span::after{content:"";position:absolute;top:3px;left:3px;width:18px;height:18px;border-radius:50%;background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.25);transition:.2s}
.tf__toggle input:checked+span{background:var(--blue)}
.tf__toggle input:checked+span::after{left:21px}
.tf__toggle input:focus-visible+span{outline:3px solid var(--blue-400);outline-offset:2px}
.tf__tally{display:flex;flex-wrap:wrap;gap:12px 28px;margin-top:22px;padding:16px 20px;border-radius:14px;background:var(--navy);color:#C9D7F2;font-size:.92rem}
.tf__tally span{display:inline-flex;align-items:center;gap:8px}
.tf__tally svg{width:18px;height:18px;color:#8FB3FF}
.tf__tally b{color:#fff;font-weight:700}
.is-condo .tf__house .z[data-zone="roof"],.is-condo .tf__house .z[data-zone="exterior"],.is-condo .tf__house .z[data-zone="basement"]{opacity:.15}

/* Results */
.tf__be{position:relative;overflow:hidden;display:grid;grid-template-columns:1.25fr .75fr;gap:28px;align-items:center;background:linear-gradient(125deg,var(--blue) 0%,var(--blue-700) 100%);color:#DCE8FF;border-radius:22px;padding:34px 36px;margin-bottom:24px}
.tf__be::before{content:"";position:absolute;right:-100px;top:-140px;width:420px;height:420px;border-radius:50%;background:radial-gradient(closest-side,rgba(255,255,255,.2),transparent)}
.tf__be>*{position:relative}
.tf__be-num{font-size:clamp(2.6rem,6vw,4.4rem);font-weight:800;color:#fff;letter-spacing:-.04em;line-height:1.05;margin:6px 0 10px;text-shadow:0 10px 40px rgba(0,0,0,.18)}
.tf__be p{margin:0;color:#DCE8FF;max-width:560px}
.tf__be p b{color:#fff}
.tf__be-side{display:flex;flex-direction:column;gap:12px}
.tf__be-stat{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:16px;padding:16px 18px}
.tf__be-stat small{display:block;font-size:.8rem;color:#C9D7F2}
.tf__be-stat strong{font-size:1.6rem;color:#fff;letter-spacing:-.02em}
.tf__be-stat--us{background:#fff}
.tf__be-stat--us small{color:var(--muted)}
.tf__be-stat--us strong{color:var(--blue)}
.tf__futures{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:24px}
.tf__future{border:1px solid var(--line);border-radius:20px;overflow:hidden;background:#fff;display:flex;flex-direction:column}
.tf__future header{padding:22px 24px 16px;border-bottom:1px solid var(--line)}
.tf__future h3{margin:6px 0 2px;font-size:1.25rem}
.tf__future header p{margin:0;color:var(--muted);font-size:.88rem;font-weight:500}
.tf__tag{display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;padding:4px 10px;border-radius:999px;background:var(--soft);color:var(--muted)}
.tf__future--b{border-color:var(--blue);box-shadow:0 20px 44px -26px rgba(31,95,214,.6)}
.tf__future--b .tf__tag{background:var(--blue);color:#fff}
.tf__future--b header{background:var(--blue-50)}
.tf__rows{list-style:none;margin:0;padding:8px 24px;flex:1}
.tf__rows li{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px dashed var(--line);font-size:.93rem}
.tf__rows li:last-child{border-bottom:0}
.tf__rows li span{color:var(--text)}
.tf__rows li b{color:#C0392B;font-weight:700;white-space:nowrap}
.tf__rows li b.zero{color:var(--blue)}
.tf__future--b .tf__rows li b{color:var(--blue)}
.tf__future footer{display:flex;justify-content:space-between;align-items:center;padding:16px 24px;background:var(--soft);font-weight:600;color:var(--navy)}
.tf__future footer strong{font-size:1.35rem;letter-spacing:-.02em}
.tf__future--a footer strong{color:#C0392B}
.tf__future--b footer{background:var(--blue);color:#fff}
.tf__future--b footer strong{color:#fff}
.tf__panel{border:1px solid var(--line);border-radius:20px;padding:26px 26px 22px;margin-bottom:24px;background:#fff}
.tf__panel h3{font-size:1.2rem;margin:0 0 6px}
.tf__panel-sub{color:var(--muted);font-size:.9rem;margin:0 0 18px}

/* Leak bar */
.tf__leak{position:relative;display:flex;height:64px;border-radius:14px;overflow:visible;background:var(--soft);margin:34px 0 14px}
.tf__leak i{display:block;height:100%;width:0;transition:width 1.1s cubic-bezier(.2,.7,.2,1);position:relative}
.tf__leak.is-in i{width:var(--w)}
.tf__leak i:first-child{border-radius:14px 0 0 14px}
.tf__leak i:last-of-type{border-radius:0 14px 14px 0}
.tf__leak i.keep{background:linear-gradient(90deg,var(--blue),#4C83F0)}
.tf__leak i.keep span{position:absolute;left:16px;top:50%;transform:translateY(-50%);color:#fff;font-weight:700;font-size:.95rem;white-space:nowrap;opacity:0;transition:opacity .4s .9s}
.tf__leak.is-in i.keep span{opacity:1}
.c1{background:#E0564A}.c2{background:#F08A3C}.c3{background:#F5B83D}.c4{background:#9B6BD6}.c5{background:#E7719B}.c6{background:#8A94A8}
.tf__leak .be-mark{position:absolute;top:-30px;bottom:-8px;left:var(--x);width:0;border-left:2px dashed var(--navy);opacity:0;transition:opacity .4s 1.1s}
.tf__leak.is-in .be-mark{opacity:1}
.tf__leak .be-mark span{position:absolute;top:0;transform:translateX(-50%);background:var(--navy);color:#fff;font-style:normal;font-size:.72rem;font-weight:600;padding:3px 8px;border-radius:6px;white-space:nowrap}
.tf__leak-legend{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.83rem;color:var(--text)}
.tf__leak-legend span{display:inline-flex;align-items:center;gap:7px}
.tf__leak-legend i{width:12px;height:12px;border-radius:3px;display:inline-block}
.tf__leak-legend b{color:var(--navy)}

/* Race */
.tf__race{display:flex;flex-direction:column;gap:14px;margin-top:14px}
.tf__lane{display:grid;grid-template-columns:170px 1fr;gap:16px;align-items:center}
.tf__lane-label b{display:block;color:var(--navy);font-size:.93rem}
.tf__lane-label span{font-size:.82rem;color:var(--muted);font-weight:600}
.tf__lane--us .tf__lane-label span{color:var(--blue)}
.tf__track{position:relative;display:flex;height:40px;background:var(--soft);border-radius:10px;overflow:visible}
.tf__track i{display:block;height:100%;width:0;transition:width 1.4s cubic-bezier(.2,.7,.2,1);position:relative;overflow:hidden}
.tf__track.is-in i{width:var(--w)}
.tf__track i:first-child{border-radius:10px 0 0 10px}
.tf__track i:last-of-type{border-radius:0 10px 10px 0}
.tf__track i:only-of-type{border-radius:10px}
.tf__track i span{position:absolute;left:10px;top:50%;transform:translateY(-50%);font-size:.72rem;font-weight:600;color:#fff;white-space:nowrap;opacity:0;transition:opacity .3s 1.2s}
.tf__track.is-in i span{opacity:1}
.s1{background:#F08A3C}.s2{background:#9B6BD6}.s3{background:#E0564A}.s4{background:#8A94A8}.s5{background:linear-gradient(90deg,var(--blue),#4C83F0)}
.tf__track .flag{position:absolute;top:-6px;bottom:-6px;left:0;width:3px;background:var(--navy);border-radius:2px;transition:left 1.4s cubic-bezier(.2,.7,.2,1)}
.tf__track.is-in .flag{left:calc(var(--x) - 1px)}
.tf__track .flag::after{content:"$";position:absolute;top:-18px;left:50%;transform:translateX(-50%);width:22px;height:22px;border-radius:50%;background:var(--navy);color:#fff;font-size:.72rem;font-weight:700;display:grid;place-items:center}
.tf__lane--us .tf__track .flag,.tf__lane--us .tf__track .flag::after{background:var(--blue)}
.tf__axis{position:relative;margin-left:186px;height:20px;border-top:1px solid var(--line)}
.tf__axis span{position:absolute;left:var(--x);top:4px;transform:translateX(-50%);font-size:.7rem;color:var(--muted);white-space:nowrap}
.tf__axis span:first-child{transform:none}

/* Stats */
.tf__stats{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:24px}
.tf__stat{display:flex;gap:14px;align-items:center;padding:18px 20px;border:1px solid var(--line);border-radius:18px;background:#fff}
.tf__stat>svg{width:44px;height:44px;padding:10px;border-radius:12px;background:var(--blue-50);color:var(--blue);flex:none}
.tf__stat strong{display:block;font-size:1.25rem;color:#C0392B;letter-spacing:-.02em}
.tf__stat strong em{font-style:normal;color:var(--blue)}
.tf__stat small{color:var(--muted);font-size:.82rem}

/* Assumptions */
.tf__assume{border:1px solid var(--line);border-radius:16px;padding:0 20px;margin-bottom:24px;background:var(--soft)}
.tf__assume summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:10px;padding:16px 0;font-weight:600;color:var(--navy)}
.tf__assume summary::-webkit-details-marker{display:none}
.tf__assume summary svg{width:18px;height:18px;color:var(--blue)}
.tf__assume summary::after{content:"+";margin-left:auto;font-size:1.3rem;color:var(--blue);transition:transform .2s}
.tf__assume[open] summary::after{transform:rotate(45deg)}
.tf__assume-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:12px}
.tf__assume label{display:flex;flex-direction:column;gap:6px;font-size:.8rem;font-weight:600;color:var(--navy)}
.tf__assume input{font-family:var(--font);font-size:1rem;padding:11px 12px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
.tf__assume input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(31,95,214,.14)}
.tf__assume p{font-size:.8rem;color:var(--muted);margin:0 0 16px}

/* CTA */
.tf__cta{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center;background:var(--navy);border-radius:22px;padding:32px 34px;color:#C9D7F2;position:relative;overflow:hidden}
.tf__cta::before{content:"";position:absolute;left:-80px;bottom:-140px;width:360px;height:360px;border-radius:50%;background:radial-gradient(closest-side,rgba(76,131,240,.35),transparent)}
.tf__cta>*{position:relative}
.tf__cta h3{color:#fff;font-size:1.5rem;margin:8px 0 10px}
.tf__cta p{margin:0;color:#C9D7F2}
.tf__cta .field label{color:#DCE8FF}
.tf__cta .form-consent{color:#8FA2C4;margin-top:10px}
.tf__cta .form-consent a{color:#BFD4FF}
.tf__cta .btn{margin-top:14px}
.tf__disclaimer{font-size:.76rem;color:var(--muted);text-align:center;max-width:860px;margin:18px auto 0;line-height:1.6}

/* Teaser (homepage) */
.tf-teaser{position:relative;overflow:hidden;display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;background:linear-gradient(125deg,var(--navy) 0%,var(--blue-700) 60%,var(--blue) 100%);border-radius:28px;padding:56px;color:#C9D7F2}
.tf-teaser::before{content:"";position:absolute;right:-120px;top:-160px;width:520px;height:520px;border-radius:50%;background:radial-gradient(closest-side,rgba(111,160,255,.35),transparent)}
.tf-teaser>*{position:relative}
.tf-teaser h2{color:#fff}
.tf-teaser h2 em{color:#9CC0FF}
.tf-teaser .lead{color:#C9D7F2}
.tf-teaser .lead b{color:#fff}
.tf-teaser__new{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);color:#fff;font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:7px 14px;border-radius:999px;margin-bottom:18px}
.tf-teaser__new::before{content:"";width:8px;height:8px;border-radius:50%;background:#6FE3A5;box-shadow:0 0 0 4px rgba(111,227,165,.25)}
.tf-teaser__note{display:inline-flex;align-items:center;gap:8px;font-size:.88rem;color:#C9D7F2}
.tf-teaser__note svg{width:16px;height:16px}
.tf-mini{background:#fff;border-radius:20px;padding:26px;box-shadow:0 40px 80px -40px rgba(0,0,0,.5);color:var(--text)}
.tf-mini__row{display:grid;grid-template-columns:120px 1fr 80px;gap:12px;align-items:center;margin-bottom:16px;font-size:.85rem;font-weight:600;color:var(--navy)}
.tf-mini__row b{text-align:right;color:#C0392B;font-size:.82rem}
.tf-mini__row--us b{color:var(--blue)}
.tf-mini__bar{display:flex;height:26px;border-radius:8px;overflow:hidden;background:var(--soft)}
.tf-mini__bar i{display:block;height:100%;background:linear-gradient(90deg,var(--blue),#4C83F0)}
.tf-mini__bar i.l1{background:#E0564A}.tf-mini__bar i.l2{background:#F08A3C}.tf-mini__bar i.l3{background:#F5B83D}.tf-mini__bar i.l4{background:#9B6BD6}
.tf-mini__be{display:flex;justify-content:space-between;align-items:baseline;margin-top:6px;padding-top:16px;border-top:1px dashed var(--line)}
.tf-mini__be small{color:var(--muted);font-size:.8rem}
.tf-mini__be strong{font-size:1.9rem;color:var(--blue);font-weight:800;letter-spacing:-.03em}

/* Responsive */
@media (max-width:1024px){
  .tf__form{padding:30px 24px}
  .tf__grid2,.tf__cond,.tf__be,.tf__cta,.tf-teaser{grid-template-columns:1fr}
  .tf__house{position:relative;top:auto;max-width:520px;margin:0 auto;width:100%}
  .tf-teaser{padding:40px 30px}
}
@media (max-width:720px){
  .tf__form{padding:22px 16px;border-radius:20px}
  .tf__progress{gap:6px}
  .tf__progress li{font-size:0;padding:8px;justify-content:center}
  .tf__progress li span{font-size:.85rem}
  .tf__zone{flex-direction:column;align-items:stretch;gap:8px}
  .tf__seg{display:grid;grid-template-columns:repeat(3,1fr)}
  .tf__futures,.tf__stats,.tf__assume-grid{grid-template-columns:1fr}
  .tf__be{padding:26px 22px}
  .tf__lane{grid-template-columns:1fr;gap:6px}
  .tf__axis{margin-left:0}
  .tf__track i span{display:none}
  .tf__leak{height:48px}
  .tf__leak i.keep span{font-size:.8rem;left:10px}
  .tf__cta{padding:26px 20px}
  .tf__nav .btn{flex:1}
  .tf-mini__row{grid-template-columns:1fr;gap:6px}
  .tf-mini__row b{text-align:left}
  .tf-teaser{padding:32px 20px;border-radius:22px}
}
.tf__leak .be-mark.is-right span{transform:translateX(calc(-100% + 1px));border-radius:6px 6px 0 6px}
@media (max-width:720px){.tf__nav{flex-wrap:wrap}.tf__nav .btn{font-size:.95rem;padding:16px 18px}}

/* =========================================================
   Walk-Away Calculator (tap-through)
   ========================================================= */
.wa{max-width:1180px;margin:0 auto}
.wa__form{position:relative}
.wa__layout{display:grid;grid-template-columns:1fr 360px;gap:24px;align-items:start}
.wa__main{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:0 40px 90px -40px rgba(20,63,147,.35),0 10px 30px -18px rgba(14,30,61,.12);padding:34px 36px 30px;position:relative;overflow:hidden;min-height:520px}
.wa__bar{height:8px;border-radius:999px;background:var(--blue-50);overflow:hidden}
.wa__bar i{display:block;height:100%;width:0;border-radius:999px;background:linear-gradient(90deg,var(--blue),#6FA0FF);transition:width .5s cubic-bezier(.2,.7,.2,1)}
.wa__bar-meta{display:flex;justify-content:space-between;font-size:.8rem;font-weight:600;color:var(--muted);margin:10px 0 26px}
.wa__bar-meta span:last-child{color:var(--blue)}
.wa__q{display:none}
.wa__q.is-active{display:block;animation:waIn .45s cubic-bezier(.2,.7,.2,1)}
@keyframes waIn{from{opacity:0;transform:translateX(24px)}to{opacity:1;transform:none}}
.wa__q h2{font-size:clamp(1.7rem,3vw,2.3rem);margin:0 0 6px}
.wa__sub{color:var(--muted);margin:0 0 26px}
.wa__cards{display:grid;gap:14px}
.wa__cards--4{grid-template-columns:repeat(4,1fr)}
.wa__cards--3{grid-template-columns:repeat(3,1fr)}
.wa__card{position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;text-align:center;font-family:var(--font);background:#fff;border:2px solid var(--line);border-radius:20px;padding:24px 14px 20px;cursor:pointer;transition:transform .18s ease,border-color .2s,box-shadow .2s,background .2s;color:var(--navy)}
.wa__card:hover{border-color:var(--blue);transform:translateY(-3px);box-shadow:0 18px 34px -20px rgba(31,95,214,.55)}
.wa__card:active{transform:scale(.97)}
.wa__card strong{font-size:1.02rem;font-weight:700}
.wa__card small{font-size:.8rem;color:var(--muted);line-height:1.35}
.wa__card em{position:absolute;top:-10px;left:50%;transform:translateX(-50%);font-style:normal;font-size:.66rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;background:var(--navy);color:#fff;padding:3px 9px;border-radius:999px;white-space:nowrap}
.wa__art{width:74px;height:74px;border-radius:22px;display:grid;place-items:center;background:var(--blue-50);color:var(--blue);transition:.2s}
.wa__art svg{width:48px;height:48px}
.wa__card:hover .wa__art{background:var(--blue);color:#fff}
.wa__card.is-on{border-color:var(--blue);background:var(--blue-50);box-shadow:0 0 0 4px rgba(31,95,214,.14)}
.wa__card.is-on .wa__art{background:var(--blue);color:#fff}
.wa__card.is-on::after{content:"";position:absolute;top:10px;right:10px;width:22px;height:22px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12l4 4 8-8'/%3E%3C/svg%3E") center/13px no-repeat;animation:waPop .3s ease}
@keyframes waPop{from{transform:scale(0)}to{transform:scale(1)}}
.wa__card--text{padding:26px 14px}
.wa__card--price strong{font-size:1.15rem;letter-spacing:-.01em}
.wa__card--ready .wa__art{color:#1F5FD6}
.wa__card--refresh .wa__art{color:#3E7BE6}
.wa__card--update .wa__art{color:#C98A00;background:#FFF3D6}
.wa__card--major .wa__art{color:#D64545;background:#FFE4E4}
.wa__card--update.is-on .wa__art,.wa__card--update:hover .wa__art{background:#D99A00;color:#fff}
.wa__card--major.is-on .wa__art,.wa__card--major:hover .wa__art{background:#D64545;color:#fff}
.wa__exact{margin-top:22px;padding-top:18px;border-top:1px dashed var(--line)}
.wa__exact label{display:block;font-size:.85rem;font-weight:600;color:var(--navy);margin-bottom:8px}
.wa__exact-row{display:flex;align-items:center;gap:10px;max-width:420px}
.wa__exact-row span{font-size:1.2rem;font-weight:700;color:var(--navy)}
.wa__exact-row input{flex:1;font-family:var(--font);font-size:1.1rem;font-weight:600;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;color:var(--ink);min-width:0}
.wa__exact-row input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(31,95,214,.14)}
.wa__exact-row input.is-bad{border-color:#D64545}
.wa__chips{display:flex;flex-wrap:wrap;gap:12px}
.wa__chip{display:inline-flex;align-items:center;gap:9px;font-family:var(--font);font-size:.98rem;font-weight:600;color:var(--navy);background:#fff;border:2px solid var(--line);border-radius:999px;padding:13px 20px 13px 14px;cursor:pointer;transition:.2s}
.wa__chip svg{width:20px;height:20px;border-radius:50%;border:2px solid var(--line);padding:2px;color:transparent;transition:.2s}
.wa__chip:hover{border-color:var(--blue)}
.wa__chip.is-on{background:var(--blue);border-color:var(--blue);color:#fff;box-shadow:0 12px 24px -14px rgba(31,95,214,.9)}
.wa__chip.is-on svg{background:#fff;border-color:#fff;color:var(--blue)}
.wa__foot{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:30px}
.wa__back{background:none;border:0;font-family:var(--font);font-weight:600;font-size:.92rem;color:var(--muted);cursor:pointer;padding:8px 0}
.wa__back:hover{color:var(--blue)}
.wa__loading{text-align:center;padding:30px 0 10px}
.wa__loading.is-active{display:flex;flex-direction:column;align-items:center}
.wa__spinner{width:64px;height:64px;border-radius:50%;border:6px solid var(--blue-50);border-top-color:var(--blue);animation:waSpin .8s linear infinite;margin-bottom:22px}
@keyframes waSpin{to{transform:rotate(360deg)}}
.wa__checks{list-style:none;padding:0;margin:14px 0 0;text-align:left;display:inline-flex;flex-direction:column;gap:12px}
.wa__checks li{display:flex;align-items:center;gap:12px;font-weight:500;color:var(--muted);opacity:.45;transition:.3s}
.wa__checks li::before{content:"";width:24px;height:24px;border-radius:50%;border:2px solid var(--line);flex:none;transition:.3s}
.wa__checks li.is-done{opacity:1;color:var(--navy)}
.wa__checks li.is-done::before{background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12l4 4 8-8'/%3E%3C/svg%3E") center/13px no-repeat;border-color:var(--blue)}

/* Live meter */
.wa__meter{position:sticky;top:120px;background:var(--navy);color:#C9D7F2;border-radius:24px;padding:26px 24px;overflow:hidden;box-shadow:0 30px 60px -30px rgba(14,42,91,.6)}
.wa__meter::before{content:"";position:absolute;right:-90px;top:-110px;width:280px;height:280px;border-radius:50%;background:radial-gradient(closest-side,rgba(76,131,240,.4),transparent)}
.wa__meter>*{position:relative}
.wa__meter-label{font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#9FB6E0}
.wa__meter-big{font-size:2.6rem;font-weight:800;color:#FF8A7A;letter-spacing:-.03em;line-height:1.1;margin:6px 0 16px}
.wa__meter-big.is-bump{animation:waBump .45s ease}
@keyframes waBump{40%{transform:scale(1.06)}}
.wa__meter-items{list-style:none;margin:0 0 18px;padding:0;display:flex;flex-direction:column;gap:8px;min-height:40px}
.wa__meter-items li{display:flex;justify-content:space-between;gap:10px;font-size:.86rem;padding:8px 12px;border-radius:10px;background:rgba(255,255,255,.07)}
.wa__meter-items li b{color:#fff;white-space:nowrap}
.wa__meter-items li.is-new{animation:waSlide .45s cubic-bezier(.2,.7,.2,1)}
@keyframes waSlide{from{opacity:0;transform:translateY(-8px);background:rgba(255,138,122,.35)}to{opacity:1;transform:none}}
.wa__meter-empty{background:none!important;color:#9FB6E0;font-style:italic;padding:0!important}
.wa__meter-vs{display:grid;grid-template-columns:1fr 1fr;gap:10px;padding-top:16px;border-top:1px solid rgba(255,255,255,.12)}
.wa__meter-vs small{display:block;font-size:.74rem;color:#9FB6E0;margin-bottom:2px}
.wa__meter-vs strong{font-size:1.25rem;color:#fff;font-weight:800}
.wa__meter-vs strong[data-out="m-cash"]{color:#8FB3FF}
.wa__meter-vs em{font-style:normal;font-size:.8rem;color:#9FB6E0;font-weight:500}
.wa__meter-vs .us{color:#8FB3FF}

/* Results */
.wa__results{animation:waIn .5s ease}
.wa__win{position:relative;overflow:hidden;background:linear-gradient(125deg,var(--blue) 0%,var(--blue-700) 70%,var(--navy) 100%);border-radius:28px;padding:44px 44px 36px;color:#DCE8FF;margin-bottom:22px;text-align:center}
.wa__win::before{content:"";position:absolute;left:50%;top:-220px;width:620px;height:620px;transform:translateX(-50%);border-radius:50%;background:radial-gradient(closest-side,rgba(255,255,255,.22),transparent)}
.wa__win>*{position:relative}
.wa__kicker{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#BFD4FF;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:6px 14px}
.wa__win-num{font-size:clamp(3rem,8vw,5.4rem);font-weight:800;color:#fff;letter-spacing:-.045em;line-height:1;margin:16px 0 14px;text-shadow:0 14px 50px rgba(0,0,0,.25)}
.wa__win-copy{max-width:720px;margin:0 auto 22px;font-size:1.08rem;color:#DCE8FF}
.wa__win-copy b{color:#fff}
.wa__win-copy strong{color:#fff;background:rgba(111,227,165,.22);padding:1px 6px;border-radius:6px}
.wa__win-pills{display:flex;flex-wrap:wrap;justify-content:center;gap:10px}
.wa__win-pills span{display:inline-flex;align-items:center;gap:8px;background:#fff;color:var(--navy);font-weight:600;font-size:.88rem;padding:9px 15px;border-radius:999px}
.wa__win-pills svg{width:17px;height:17px;color:var(--blue)}
.wa__confetti{position:absolute;inset:0;pointer-events:none;overflow:hidden}
.wa__confetti i{position:absolute;top:-14px;width:9px;height:14px;border-radius:2px;opacity:0;animation:waConf 2s cubic-bezier(.25,.6,.4,1) forwards}
@keyframes waConf{0%{opacity:1;transform:translate(0,0) rotate(0)}100%{opacity:0;transform:translate(var(--dx),420px) rotate(var(--r))}}
.wa__cta{display:grid;grid-template-columns:.9fr 1.1fr;gap:34px;align-items:center;background:#fff;border:2px solid var(--blue);border-radius:24px;padding:30px 32px;margin-bottom:24px;box-shadow:0 30px 60px -34px rgba(31,95,214,.55)}
.wa__cta h3{font-size:1.6rem;margin:0 0 8px}
.wa__cta p{margin:0;color:var(--muted)}
.wa__cta-form .field{margin-bottom:12px}
.wa__cta-form .fgrid{margin-bottom:12px}
.wa__cta-form .fgrid .field{margin:0}
.wa__cta-form label em{font-style:normal;color:var(--muted);font-weight:500}
.wa__cta-form .btn{margin-top:4px}
.wa__cta-form .form-consent{margin-top:10px}
.wa__again{text-align:center;margin-top:8px}

/* Teaser mini (updated) */
.tf-mini__q{font-weight:700;color:var(--navy);font-size:1rem;margin-bottom:12px}
.tf-mini__opts{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:16px}
.tf-mini__opts span{border:2px solid var(--line);border-radius:12px;padding:10px 6px;text-align:center;font-size:.8rem;font-weight:600;color:var(--navy)}
.tf-mini__opts span.on{border-color:var(--blue);background:var(--blue-50);box-shadow:0 0 0 3px rgba(31,95,214,.14)}
.tf-mini__meter{background:var(--navy);border-radius:14px;padding:14px 16px;color:#9FB6E0}
.tf-mini__meter small{display:block;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.tf-mini__meter strong{display:block;font-size:1.7rem;color:#FF8A7A;font-weight:800;letter-spacing:-.02em}
.tf-mini__chips{display:flex;flex-wrap:wrap;gap:6px;margin-top:6px}
.tf-mini__chips i{font-style:normal;font-size:.7rem;background:rgba(255,255,255,.1);color:#fff;border-radius:6px;padding:3px 8px}

@media (max-width:1024px){
  .wa__layout{grid-template-columns:1fr}
  .wa__meter{position:sticky;top:78px;z-index:5;order:-1;padding:14px 18px;border-radius:18px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:4px 14px}
  .wa__meter-big{font-size:1.7rem;margin:0}
  .wa__meter-items{display:none}
  .wa__meter-label{font-size:.66rem;grid-column:1/-1}
  .wa__meter-vs{border:0;padding:0;grid-template-columns:auto auto;gap:14px;text-align:right}
  .wa__meter-vs small{font-size:.64rem}
  .wa__meter-vs strong{font-size:.98rem}
  .wa__cards--4{grid-template-columns:repeat(2,1fr)}
  .wa__cta{grid-template-columns:1fr}
}
@media (max-width:720px){
  .wa__main{padding:22px 16px 20px;border-radius:22px;min-height:0}
  .wa__cards--3{grid-template-columns:repeat(2,1fr)}
  .wa__card{padding:18px 10px 16px;border-radius:16px}
  .wa__art{width:60px;height:60px;border-radius:18px}
  .wa__art svg{width:38px;height:38px}
  .wa__chip{font-size:.9rem;padding:11px 16px 11px 12px}
  .wa__win{padding:32px 18px 26px;border-radius:22px}
  .wa__win-copy{font-size:.98rem}
  .wa__cta{padding:22px 16px}
  .wa__meter{top:70px;grid-template-columns:1fr}
  .wa__meter-vs{text-align:left}
}
.wa [hidden]{display:none!important}

/* =========================================================
   Hero launcher card
   ========================================================= */
.wal{position:relative;max-width:560px;width:100%;margin-left:auto}
.wal__glow{position:absolute;inset:-10px;border-radius:34px;background:conic-gradient(from 0deg,#6FA0FF,#1F5FD6,#9CC0FF,#6FE3A5,#6FA0FF);filter:blur(22px);opacity:.55;animation:walSpin 8s linear infinite;z-index:0}
@keyframes walSpin{to{transform:rotate(360deg)}}
.wal__card{position:relative;z-index:1;background:#fff;border-radius:26px;padding:26px 26px 22px;box-shadow:0 40px 80px -30px rgba(10,31,69,.55);border:1px solid rgba(255,255,255,.7)}
.wal__top{display:flex;align-items:center;gap:10px;font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--navy)}
.wal__free{background:#22C38E;color:#fff;border-radius:999px;padding:3px 10px;font-size:.68rem}
.wal__time{margin-left:auto;display:inline-flex;align-items:center;gap:5px;color:var(--blue);letter-spacing:.04em;text-transform:none;font-size:.82rem}
.wal__time svg{width:15px;height:15px}
.wal__title{font-size:clamp(1.45rem,2.2vw,1.85rem);margin:14px 0 16px;line-height:1.15}
.wal__title em{font-style:normal;color:var(--blue)}
.wal__step{display:flex;align-items:center;gap:12px;font-size:.76rem;font-weight:600;color:var(--muted);margin-bottom:10px}
.wal__step i{flex:1;height:6px;border-radius:999px;background:var(--blue-50);overflow:hidden}
.wal__step b{display:block;width:8%;height:100%;background:linear-gradient(90deg,var(--blue),#6FA0FF);border-radius:999px;animation:walBar 2.4s ease-in-out infinite alternate}
@keyframes walBar{to{width:20%}}
.wal__q{font-weight:700;color:var(--navy);font-size:1.08rem;margin:0 0 12px}
.wal__opts{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.wal__opt{display:flex;flex-direction:column;align-items:center;gap:8px;padding:14px 6px 12px;border:2px solid var(--line);border-radius:16px;color:var(--navy);text-align:center;transition:transform .18s,border-color .2s,box-shadow .2s,background .2s}
.wal__opt strong{font-size:.86rem}
.wal__opt:hover{border-color:var(--blue);background:var(--blue-50);transform:translateY(-3px);box-shadow:0 16px 30px -18px rgba(31,95,214,.7);color:var(--navy)}
.wal__art{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;background:var(--blue-50);color:var(--blue);transition:.2s}
.wal__art svg{width:38px;height:38px}
.wal__opt:hover .wal__art{background:var(--blue);color:#fff}
.wal__opts .wal__opt:first-child{animation:walNudge 3.2s ease-in-out 1.2s infinite}
@keyframes walNudge{0%,86%,100%{box-shadow:none;border-color:var(--line)}90%,96%{box-shadow:0 0 0 5px rgba(31,95,214,.18);border-color:var(--blue)}}
.wal__foot{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:16px;padding-top:14px;border-top:1px dashed var(--line);font-size:.82rem;font-weight:600;color:var(--muted)}
.wal__foot span{display:inline-flex;align-items:center;gap:6px}
.wal__foot svg{width:15px;height:15px;color:#22C38E}
.wal__peek{position:relative;z-index:2;display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin:-14px 22px 0;background:var(--navy);color:#9FB6E0;border-radius:0 0 18px 18px;padding:22px 20px 12px;font-size:.8rem;box-shadow:0 20px 40px -20px rgba(10,31,69,.6)}
.wal__peek strong{color:#FF8A7A;font-size:1.15rem;letter-spacing:.02em}
.wal__peek em{font-style:normal;margin-left:auto;color:#fff;font-weight:600}
/* Arrow that pulls the eye to the calculator */
.hero-pointer{display:flex;align-items:center;gap:12px;margin:26px 0 0;font-weight:700;color:var(--navy);font-size:1.02rem}
.hero-pointer svg{width:92px;height:34px;color:var(--blue);flex:none;animation:walPoint 1.6s ease-in-out infinite}
@keyframes walPoint{50%{transform:translateX(8px)}}
.hero-skip{display:inline-block;margin-top:14px;font-size:.9rem;font-weight:600;color:var(--muted);text-decoration:underline;text-underline-offset:3px}
.hero-skip:hover{color:var(--blue)}

/* =========================================================
   Overlay
   ========================================================= */
.wa-lock,.wa-lock body{overflow:hidden}
.wa-modal{position:fixed;inset:0;z-index:300}
.wa-modal__backdrop{position:absolute;inset:0;background:rgba(10,31,69,.62);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);opacity:0;transition:opacity .25s}
.wa-modal__panel{position:absolute;inset:24px;max-width:1240px;margin:0 auto;background:var(--soft);border-radius:28px;overflow-y:auto;overscroll-behavior:contain;padding:0 24px 30px;transform:translateY(24px) scale(.985);opacity:0;transition:transform .3s cubic-bezier(.2,.7,.2,1),opacity .25s;box-shadow:0 50px 120px -30px rgba(0,0,0,.5)}
.wa-modal.is-open .wa-modal__backdrop{opacity:1}
.wa-modal.is-open .wa-modal__panel{transform:none;opacity:1}
.wa-modal__bar{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;margin:0 -24px 22px;padding:14px 24px;background:rgba(245,248,254,.94);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.wa-modal__brand{display:inline-flex;align-items:center;gap:10px;font-weight:800;color:var(--navy)}
.wa-modal__brand svg{width:32px;height:32px}
.wa-modal__close{width:42px;height:42px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--navy);display:grid;place-items:center;cursor:pointer;transition:.2s}
.wa-modal__close:hover{background:var(--navy);color:#fff}
.wa-modal__close svg{width:20px;height:20px}
.wa-modal .wa__meter{top:86px}
.wa-modal .wa__main{min-height:480px}

/* Results CTA list */
.wa__cta-list{list-style:none;padding:0;margin:14px 0 0;display:flex;flex-direction:column;gap:8px}
.wa__cta-list li{position:relative;padding-left:28px;font-weight:600;color:var(--navy);font-size:.93rem}
.wa__cta-list li::before{content:"";position:absolute;left:0;top:2px;width:19px;height:19px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12l4 4 8-8'/%3E%3C/svg%3E") center/11px no-repeat}
.wa__cta-list li:first-child{color:var(--blue)}

@media (max-width:1100px){
  .wal{margin:0 auto}
}
@media (max-width:720px){
  .wal__card{padding:20px 16px 16px;border-radius:22px}
  .wal__opts{grid-template-columns:repeat(2,1fr)}
  .wal__peek{margin:-12px 12px 0;padding:20px 14px 10px}
  .wal__peek em{margin-left:0}
  .hero-pointer svg{transform:rotate(90deg);width:40px;animation:none}
  .wa-modal__panel{inset:0;border-radius:0;padding:0 12px 24px}
  .wa-modal__bar{margin:0 -12px 14px;padding:10px 14px}
  .wa-modal .wa__meter{top:64px}
}
@media (max-width:720px){
  .hero--calc::before{display:none}
  .hero--calc .hero__grid{display:flex;flex-direction:column;gap:0}
  .hero--calc .hero__copy{display:contents}
  .hero--calc .hero__badge{order:1;align-self:flex-start}
  .hero--calc h1{order:2;font-size:2.05rem;margin-bottom:14px}
  .hero--calc .hero__media{order:3;margin:6px 0 26px}
  .hero--calc .hero-pointer{display:none}
  .hero--calc .hero__sub{order:4;margin-bottom:6px}
  .hero--calc .hero__trust{order:5}
  .hero--calc .hero-skip{order:6}
  .wal__top{font-size:.68rem}
  .wal__time{display:none}
}

/* =========================================================
   Results v3 — three honest paths
   ========================================================= */
.wa__win-title{color:#fff;font-size:clamp(1.8rem,3.6vw,2.7rem);margin:16px auto 12px;max-width:760px}
.wa__win-title em{font-style:normal;color:#9CC0FF}
.wa__rec{max-width:780px;margin:0 auto;font-size:1.04rem;line-height:1.7;color:#DCE8FF}
.wa__rec b{color:#fff}
.wa__paths{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:22px}
.wa__paths.is-two{grid-template-columns:1fr 1fr}
.wa__path{position:relative;background:#fff;border:1.5px solid var(--line);border-radius:22px;padding:22px 22px 18px;display:flex;flex-direction:column}
.wa__path[hidden]{display:none}
.wa__path.is-best::before{content:attr(data-badge);position:absolute;top:-11px;left:20px;background:var(--navy);color:#fff;font-size:.66rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:4px 10px;border-radius:999px}
.wa__path header{margin-bottom:12px}
.wa__path-tag{display:inline-block;font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);background:var(--soft);padding:3px 9px;border-radius:999px}
.wa__path h3{margin:8px 0 0;font-size:1.2rem}
.wa__path-net{background:var(--soft);border-radius:14px;padding:14px 16px;margin-bottom:14px}
.wa__path-net small{display:block;font-size:.76rem;color:var(--muted);font-weight:600}
.wa__path-net strong{display:flex;align-items:center;gap:8px;font-size:1.75rem;font-weight:800;color:var(--navy);letter-spacing:-.02em;line-height:1.2}
.wa__path ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;flex:1}
.wa__path li{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--text);line-height:1.4}
.wa__path li svg{width:18px;height:18px;flex:none;color:#C0392B;margin-top:1px}
.wa__path li b{color:var(--navy)}
.wa__path--us{border:2px solid var(--blue);box-shadow:0 26px 50px -30px rgba(31,95,214,.65)}
.wa__path--us .wa__path-tag{background:var(--blue);color:#fff}
.wa__path--us li svg{color:var(--blue)}
.wa__path-lock{background:linear-gradient(135deg,var(--blue),var(--blue-700))}
.wa__path-lock small{color:#BFD4FF}
.wa__path-lock strong{color:#fff;font-size:1.25rem}
.wa__path-lock strong svg{width:20px;height:20px}
.wa__path-note{margin:14px 0 0;padding-top:12px;border-top:1px dashed var(--line);font-size:.84rem;font-weight:600;color:var(--blue)}
.wa__cta-kicker{display:inline-flex;align-items:center;gap:6px;font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);background:var(--blue-50);padding:5px 12px;border-radius:999px;margin-bottom:10px}
.wa__cta-kicker svg{width:14px;height:14px}
.wa__breakdown{margin-top:0}
.wa__table-wrap{overflow-x:auto;margin-bottom:16px}
.wa__table{width:100%;border-collapse:collapse;font-size:.92rem;background:#fff;border-radius:12px;overflow:hidden}
.wa__table th,.wa__table td{padding:11px 14px;border-bottom:1px solid var(--line);text-align:right;white-space:nowrap}
.wa__table th:first-child,.wa__table td:first-child{text-align:left;white-space:normal;color:var(--text)}
.wa__table th{font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;color:var(--navy);background:var(--blue-50)}
.wa__table td.neg{color:#C0392B}
.wa__table tr.tot td{font-weight:800;color:var(--navy);background:var(--soft);font-size:1rem}
.tf__race{margin-top:14px}
.tf__race .tf__axis{margin-left:186px}
@media (max-width:1024px){.wa__paths,.wa__paths.is-two{grid-template-columns:1fr}}
@media (max-width:720px){.tf__race .tf__axis{margin-left:0}}

/* ---------- "We buy houses" framing (v3.8) ---------- */
.wa__intro{display:flex;flex-direction:column;gap:8px;margin:0 0 22px;padding:14px 16px;border-radius:16px;background:var(--blue-50);border:1px solid var(--blue-100)}
.wa__intro-badge{display:inline-flex;align-items:center;gap:7px;align-self:flex-start;font-size:.7rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#fff;background:var(--blue);padding:5px 11px;border-radius:999px}
.wa__intro-badge svg{width:14px;height:14px}
.wa__intro p{margin:0;font-size:.93rem;line-height:1.5;color:var(--text)}
.wa__intro strong{color:var(--navy)}
.wa__intro em{font-style:normal;font-weight:700;color:var(--navy);text-decoration:underline;text-decoration-color:var(--blue);text-underline-offset:3px}
.wa__meter-label b{color:#fff;background:rgba(255,138,122,.25);padding:1px 6px;border-radius:5px}
.wa__meter-cash{display:flex;gap:10px;align-items:flex-start;margin:0 0 16px;padding:12px 14px;border-radius:12px;background:rgba(255,138,122,.13);border:1px solid rgba(255,138,122,.35)}
.wa__meter-cash svg{width:18px;height:18px;flex:none;color:#FF8A7A;margin-top:2px}
.wa__meter-cash p{margin:0;font-size:.84rem;line-height:1.45;color:#E4ECFB}
.wa__meter-cash b{color:#FF8A7A;font-size:.95rem}
.wa__meter-cash em{font-style:normal;font-weight:700;color:#fff}
.wa__meter-cash[hidden]{display:none}
.wa__meter-vs{display:block;padding-top:14px;border-top:1px solid rgba(255,255,255,.12)}
.wa__vs-row{display:grid;grid-template-columns:1fr auto 76px;gap:10px;align-items:baseline;padding:5px 0}
.wa__vs-row>span:first-child{font-size:.8rem;color:#9FB6E0}
.wa__vs-row strong{font-size:1.02rem;color:#fff;font-weight:800;text-align:right;white-space:nowrap}
.wa__vs-row .us{color:#8FB3FF}
.wa__vs-head span{font-size:.66rem!important;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#9FB6E0;text-align:right}
.wa__vs-head .us{color:#8FB3FF!important}
.wa__meter-us{display:flex;gap:8px;align-items:flex-start;margin-top:14px;padding-top:12px;border-top:1px solid rgba(255,255,255,.12);font-size:.82rem;color:#DCE8FF;line-height:1.45}
.wa__meter-us svg{width:16px;height:16px;flex:none;color:#6FE3A5;margin-top:2px}
.wa__path-tag--if{background:#FFF1EE!important;color:#B4412F!important}
.wa__paths-note{display:flex;gap:10px;align-items:flex-start;margin:-6px 0 24px;padding:12px 16px;border-radius:14px;background:#FFF6F3;border:1px solid #FFD9D0;font-size:.88rem;color:var(--text);line-height:1.5}
.wa__paths-note svg{width:18px;height:18px;flex:none;color:#C0392B;margin-top:2px}
.wa__paths-note em{font-style:normal;font-weight:700;color:var(--navy)}
.wal__sub{margin:-8px 0 16px;font-size:.92rem;color:var(--muted);line-height:1.5}
@media (max-width:1024px){
  .wa__meter-cash{grid-column:1/-1;margin:6px 0 0;padding:8px 10px}
  .wa__meter-cash svg{display:none}
  .wa__meter-cash p{font-size:.74rem}
  .wa__meter-cash b{font-size:.8rem}
  .wa__meter-vs,.wa__meter-us{display:none}
}
@media (max-width:720px){
  .wa__intro{margin-bottom:16px;padding:12px 14px}
  .wa__intro p{font-size:.86rem}
}
@media (max-width:720px){
  .wa:not([data-step="1"]) .wa__intro{padding:0;background:none;border:0;margin-bottom:12px}
  .wa:not([data-step="1"]) .wa__intro p{display:none}
}

/* ---------- Results: form first (v3.9) ---------- */
.wa__unlock{position:relative;overflow:hidden;display:grid;grid-template-columns:1fr 1.05fr;gap:32px;align-items:center;background:linear-gradient(125deg,var(--blue) 0%,var(--blue-700) 70%,var(--navy) 100%);border-radius:28px;padding:32px;margin-bottom:22px;color:#DCE8FF}
.wa__unlock::before{content:"";position:absolute;left:-120px;top:-200px;width:560px;height:560px;border-radius:50%;background:radial-gradient(closest-side,rgba(255,255,255,.18),transparent)}
.wa__unlock>*{position:relative}
.wa__unlock .wa__confetti{position:absolute}
.wa__unlock .wa__kicker{display:inline-flex;align-items:center;gap:6px}
.wa__unlock .wa__kicker svg{width:14px;height:14px;color:#6FE3A5}
.wa__unlock-title{color:#fff;font-size:clamp(1.5rem,2.6vw,2.1rem);line-height:1.15;margin:14px 0 18px;letter-spacing:-.02em}
.wa__unlock-title span{display:block;color:#FFB4A8;font-size:1.35em;letter-spacing:-.03em}
.wa__unlock-stats{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.wa__unlock-stats li{display:flex;align-items:baseline;gap:12px;padding:10px 14px;border-radius:12px;background:rgba(255,255,255,.08)}
.wa__unlock-stats b{flex:none;min-width:86px;font-size:1.15rem;font-weight:800;color:#fff}
.wa__unlock-stats span{font-size:.88rem;line-height:1.4}
.wa__unlock-stats em{font-style:normal;font-weight:700;color:#fff}
.wa__unlock-stats li.us{background:rgba(111,227,165,.16)}
.wa__unlock-stats li.us b{color:#6FE3A5}
.wa__unlock-form{background:#fff;border-radius:22px;padding:24px 24px 18px;color:var(--text);box-shadow:0 30px 60px -30px rgba(0,0,0,.45)}
.wa__unlock-form h3{font-size:1.35rem;margin:8px 0 14px;color:var(--navy)}
.wa__unlock-form .field{margin-bottom:10px}
.wa__unlock-form .fgrid{margin-bottom:10px;gap:10px}
.wa__unlock-form .fgrid .field{margin:0}
.wa__unlock-form label em{font-style:normal;color:var(--muted);font-weight:500}
.wa__unlock-form .btn{margin-top:4px}
.wa__unlock-form .form-consent{margin-top:8px;font-size:.74rem}
.wa__unlock-form .wa-alt{margin-top:8px}
.wa__rec-box{display:flex;gap:14px;align-items:baseline;padding:16px 20px;border-radius:16px;background:var(--blue-50);border:1px solid var(--blue-100);margin-bottom:22px}
.wa__rec-label{flex:none;font-size:.7rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue)}
.wa__rec-box .wa__rec{margin:0;color:var(--text);font-size:.95rem;text-align:left}
.wa__rec-box .wa__rec b{color:var(--navy)}
.wa__to-form{display:flex;align-items:center;gap:8px;font-size:1.15rem;font-weight:800;color:#fff;text-decoration:none}
.wa__to-form svg{width:18px;height:18px}
.wa__to-form:hover{color:#fff;text-decoration:underline}
@media (max-width:1024px){
  .wa__unlock{grid-template-columns:1fr;gap:18px;padding:22px 18px}
  .wa__unlock-title{margin:10px 0 12px}
  .wa__unlock-stats{gap:6px}
  .wa__unlock-stats li{padding:8px 12px}
  .wa__unlock-stats b{min-width:74px;font-size:1rem}
  .wa__unlock-stats span{font-size:.8rem}
  .wa__rec-box{flex-direction:column;gap:6px}
}
@media (max-width:720px){
  .wa__unlock{border-radius:22px;padding:18px 14px;margin-left:-4px;margin-right:-4px}
  .wa__unlock-title{font-size:1.25rem}
  .wa__unlock-stats li:nth-child(2){display:none}
  .wa__unlock-form{padding:18px 14px 14px;border-radius:18px}
  .wa__unlock-form h3{font-size:1.15rem;margin:6px 0 10px}
}
@media (max-width:720px){.wa__unlock-form .fgrid{grid-template-columns:1fr 1fr!important}}